Real-World Assets (RWAs) are changing how we invest by bringing traditional finance (TradFi) — such as stocks, real estate, bonds, and commodities — onto the blockchain.
This new wave of tokenization allows investors to own fractions of real assets, trade them instantly, and access global liquidity with full transparency.
Here are the top 10 RWA tokens that are bridging the gap between traditional finance and decentralized finance (DeFi).
1. Centrifuge (CFG) – Pioneering Asset Tokenization
Centrifuge is one of the earliest platforms to tokenize real-world assets like invoices, real estate, and royalties.
It connects businesses seeking liquidity with investors through Tinlake, its DeFi marketplace.
Centrifuge’s on-chain credit system allows users to borrow against real assets, reducing dependency on traditional banking.
🔹 Highlight: Strong integration with MakerDAO and Aave for on-chain credit markets.
2. Ondo Finance (ONDO) – U.S. Treasuries on the Blockchain
Ondo Finance brings traditional financial instruments, especially U.S. Treasury bonds, into the DeFi world.
It issues tokenized versions of treasuries and bonds that earn real-world yields while being accessible through crypto wallets.
This gives investors a low-risk, yield-bearing stable asset without leaving the blockchain.
🔹 Highlight: Partnered with major custodians to ensure compliance and safety.
3. Maple Finance (MPL) – Institutional Credit Protocol
Maple Finance focuses on decentralized corporate lending.
It allows institutions to borrow crypto liquidity without traditional banks while maintaining transparency and performance tracking on-chain.
Maple’s pools are managed by professional credit managers, giving DeFi investors a regulated alternative to high-risk DeFi lending.
🔹 Highlight: Used by institutional borrowers like trading firms and blockchain companies.
4. TokenFi (TOKEN) – Simplifying Token Creation for Real Assets
TokenFi makes it easy for anyone to create and manage tokens backed by real-world assets such as commodities, collectibles, or financial securities.
Its no-code platform removes the technical barriers of tokenization, helping startups and businesses digitize ownership in minutes.
🔹 Highlight: Built by the Floki Inu team, with a focus on user-friendly asset tokenization.
5. Goldfinch (GFI) – Decentralized Credit for Real Businesses
Goldfinch enables crypto lending without crypto collateral, allowing borrowers (like fintechs and SMEs) to access loans based on off-chain business data.
Investors provide liquidity, and the protocol distributes it to verified borrowers globally.
It’s one of the few DeFi systems bringing real economic activity on-chain.
🔹 Highlight: Active lending markets across Africa, Asia, and Latin America.
6. Realio (RIO) – Tokenizing Real Estate and Private Equity
Realio bridges blockchain and private finance by allowing the tokenization of real estate, equity, and other private assets.
It provides an end-to-end platform for issuance, compliance, and trading of security tokens — all on-chain.
Realio combines blockchain transparency with regulated investment standards.
🔹 Highlight: Dual-chain architecture supporting Stellar and Algorand networks.
7. Polymesh (POLYX) – Regulated Blockchain for Security Tokens
Polymesh is a specialized Layer 1 blockchain built for regulated assets like securities and bonds.
It ensures compliance through identity verification, permissioned access, and built-in governance — all critical for institutional adoption.
Polymesh simplifies asset issuance and settlement for enterprises entering the tokenized economy.
🔹 Highlight: Developed by the team behind Polymath, a leader in security tokens.
8. Tangem (TANG) – Physical Asset-Backed NFTs
Tangem merges the physical and digital worlds by linking real assets (like collectibles or luxury goods) with blockchain-based NFTs.
Each NFT represents ownership and authenticity of a real item, verifiable through NFC-enabled Tangem cards.
This bridges tangible value with digital proof of ownership.
🔹 Highlight: Known for secure NFC hardware wallets and real-world product authentication.
9. Propy (PRO) – Blockchain for Real Estate Sales
Propy revolutionizes property transactions by allowing real estate to be tokenized and sold entirely on-chain.
It eliminates intermediaries, ensures faster settlements, and stores property ownership data securely using smart contracts.
Propy’s platform has already completed blockchain-based property sales in the U.S.
🔹 Highlight: Used for the first-ever NFT real estate sale in 2021.
10. Synthetix (SNX) – Synthetic Assets Bridging Real-World Prices
Synthetix is a pioneer of synthetic asset trading.
It allows users to mint and trade synthetic versions of real-world assets like gold, stocks, and indices using collateralized SNX tokens.
This brings exposure to real markets without actually holding the assets, enabling borderless, permissionless finance.
🔹 Highlight: One of the largest DeFi derivatives protocols on Ethereum and Optimism.
🧠 Conclusion
Real-world asset tokenization is the next big step in crypto’s evolution.
By blending blockchain efficiency with real-world financial value, these RWA tokens are creating a bridge between traditional finance and decentralized ecosystems.
In 2025 and beyond, expect these projects to play a major role in bringing billions of dollars of real assets into DeFi.
